As part of the GIIN’s mission to accelerate the scale and effectiveness of impact investing, we publish job openings from GIIN members and other impact investing leaders.

Investment Officer

at CEDS Finance in Aurora, Colorado

About the Job

Position Purpose:

The Investment Officer supports small business owners and entrepreneurs to achieve their financial goals of successful business ownership through outreach, loan-readiness assessment, assisting in the loan application process, and underwriting loans.

Essential Functions:

The Investment Officer is responsible to process and underwrite loan applications, provide technical assistance to CEDS Finance clients, and support the loan department in all manners. Processing and underwriting applications includes tracking applicants; reviewing intake forms, performing loan intakes, analyzing business plans and supporting documents; as well as conducting the financial underwriting.

Other Job Duties:


  • Support the development of the applicant pipeline and achievement of organization’s deployment goals through individual outreach, event attendance, panel participation, etc.
  • Foster and manage referral relationships with external organizations including local government, private lenders, non-profits and other referral sources
  • Onboard potential applicants though the intake process
  • Discuss applicant’s business and financing needs, describe lending requirements, and assess loan readiness
  • Collaborate with Business Consulting staff to provide loan readiness support to applicants based on needs
  • Assemble and organize loan applications according to requirements ensuring accuracy and completeness
  • Update pipeline management system with applicant data and progress through life of application


  • Verify completed loan applications and supporting documentation for accuracy and thoroughness
  • Determine applicant eligibility for individual programs and loan products
  • Evaluate and underwrite completed applications in terms of business viability, credit history, collateral, owner’s contribution, and character
  • Perform due diligence research including reference checks, site visits, credit checks, collateral evaluation, OFAC checks, etc.
  • Present analysis and funding recommendations for approval. Document and communicate decisions to clients
  • Collaborate with Business Consultant staff to assess client needs and develop recommendations including action plans, internal TA resources, and referral opportunities
  • Partner with portfolio management at closing to ensure smooth transition to loan servicing relationships


  • Provide guidance and/or training, either in groups or one-to-one sessions, to potential borrowers on issues related to small business management, such as business startup, marketing, bookkeeping, financial strategy and/or cash flow management


  • Prepare and submit required reports to funders and Executive Director


  • Performs other duties as assigned by direct supervisor and Executive Director

Hiring Range: $54,266 - $65,119


  • B.A. or B.S. degree is required; preference for a degree in Finance, Economics, Accounting, Business Management. Master’s degree is strongly preferred
  • Two to five years’ experience (domestic or international) in commercial underwriting, impact investing, finance, business consulting or business plan preparation
  • Strong financial analysis skills including understanding the linkages between the various financial statements and a proficiency in Excel
  • Interest in impact investing or socially-minded businesses is desired, experience is preferred
  • Ability and experience to work with low income individuals of wide-ranging cultures
  • Excellent interpersonal and problem-solving skills
  • Ability to work effectively in a team and can operate independently task require
  • Ability to speak more than one language a plus
  • Proficiency with MS Office Suite (Word, Excel and PowerPoint). Experience with DownHome Solutions, Equifax, Credit Builder, or similar is preferred
  • Proactive, professional and hardworking with strong organizational and analytical skills. Flexible with an interest to learn and develop professional skills

To apply

Email and include "Investment Officer" in the subject line

CEDS Finance

CEDS Finance is a non-profit, CDFI whose mission is to support the American Dream of financial self-sufficiency, by assisting refugees, immigrants, and other underserved communities in Metro Denver who desire to own or strengthen businesses. CEDS is a qualified SBA Intermediary Lender and a Community Development Financial Institution (CDFI) that’s facilitated over $4 million of investment capital into the local community and has served individuals from 30 different countries or origin in developing financial assets through small business development.