As part of the GIIN’s mission to accelerate the scale and effectiveness of impact investing, we publish job openings from members of the GIIN Investors’ Council and other impact investing leaders.

Origination Loan Officer

at Capital Impact Partners in Oakland, CA

About the Job

Capital Impact Partners seeks an Origination Loan Officer to strengthen its Loan Origination Group. The Loan Officer is responsible for representing Capital Impact in its lending activities and originating new loan transactions.

JOB RESPONSIBILITIES:

  • Contribute to loan production goals by identifying lending opportunities and originating new loans upon referral from the business development team
  • Structure loan transactions in compliance with internal credit and program requirements under the supervision of the manager
  • Prepare and negotiate loan proposals with borrowers and partners (business term sheets and commitment letters) under the supervision of the manager
  • Manage the loan approval process from deal screening to loan approval
  • Monitor markets where Capital Impact is active (i.e. market/industry trends, local/state/federal policy environment, community development context.)
  • Represent Capital Impact on panels at conferences and manage relationships with partners and borrowers
  • Work closely with all lending staff to assure excellent customer service
  • Work with partners on loan participations and program loans
  • Participate in strategic planning and innovation process

Qualifications

JOB REQUIREMENTS:

  • Bachelor’s degree required. Advance degree in business, finance or related field preferred with 2-5 years of lending experience or High School Diploma or equivalent with 6 years experience in a related field
  • Experience with community development underwriting preferably in healthcare and/or any of our other key sectors of education, healthy foods, affordable housing, and the ability to age with dignity
  • Knowledge of New Markets Tax Credits (NMTC) and Community Development Financial Institution (CDFIs) is a plus
  • Demonstrated experience in preparing and negotiating complex transactions and balancing the programmatic needs of community based organizations with sound underwriting judgment and risk mitigation
  • Familiarity with federal, state, and local community development programs, particularly programs that finance senior facilities, educational facilities, federally-qualified health centers and affordable housing; and/or experience in commercial real estate or grocery lending is a plus
  • Strong analytical and communication skills
  • Candidates must have sufficient credit skills to conduct risk assessment and manage a portfolio
  • Proficiency with Microsoft Office (particularly Word, Excel, and Power Point), Adobe Acrobat, Moody’s Analytics/Lending Cloud and Salesforce
  • Ability to travel up to 20% of the time

To apply

Capital Impact Partners

Capital Impact Partners, headquartered in Arlington, VA, operates nationally, with local offices in Detroit, MI, Oakland, CA, and New York, NY. For over 35 years, Capital Impact Partners has been a nonprofit mission driven Community Development Financial Institution (CDFI) that has supported the development of low-income underserved communities nationwide, focusing in four key sectors – health care, education, healthy foods, and housing. Capital Impact is also supporting the redevelopment of Detroit through multiple partnerships with banks and foundations.