As part of the GIIN’s mission to accelerate the scale and effectiveness of impact investing, we publish job openings from members of the GIIN Investors’ Council and other impact investing leaders.

Community Lending Officer

at Upper Manhattan Empowerment Zone in New York, New York

About the Job

Summary: The Community Lending Officer will work with Business Investment team to develop relationships and serve as the liaison to community-based organizations, community banks, and local chambers and commerce. Under the direction of the Business Investments lead, this role is responsible for interfacing with clients and counseling to small business owners and entrepreneurs who seek funding for small business projects. This role will conduct outreach in an effort to develop new lending opportunities within the Upper Manhattan Empowerment Zone.

Essential Duties and Responsibilities: Include the following and other duties may be assigned:

• Work with the Business Investment team to identify, develop, and expand lending opportunities by conducting proactive outreach to small business entrepreneurs
• Work with the Business Investment team to develop relationships, to promote loan services and products internally and externally and serve as liaison to community-based organizations, community banks, and local chambers and commerce

• Under the direction of Business Investments lead, interface and provide one-on-one counseling, provide referrals, and customer support to small business in order to assist them to secure business development assistance and capital
• Assist local entrepreneurs and strategizing with them to overcome business development issues; advises clients on the loan application process and basic criteria used to determine credit worthiness
• Gather client application information and visit client’s and loan applicants’ business location to verify information, check on progress and offer technical assistance, referrals, and follow-up when necessary
• Recommend appropriate loan terms and repayment schedules by conducting risk manage assessments
• Assist the Business Investment team and legal counsel with loan closings by providing recommendations, preparing a financial written analysis, and presenting both oral and written to the BRISC Loan committee loans
• May be asked to attend non-work hours events or meetings as it relates to engaging and representing UMEZ’s mission to cultivate community partnerships and promote lending activities


• Undergraduate degree in business or a related field
• Experience in lending and credit training
• 3-5 years in lending experience
• Excellent business development, outreach, detail oriented, and have strong follow-up skills
• Must be able to engage in a tactful manner with potential borrowers, existing borrowers, and community partners
• Prior related experience in the non-profit and/or public sector preferred
• Strong financial skills, business accounting, interpersonal, and communications skills
• Community residence and/or familiarity with Upper Manhattan community preferred

To apply

Interested candidates should e-mail or mail a resume and cover letter to:

Danessy Pico
Human Resources Manager
55 West 125th Street, 11th Floor
New York, New York 10027
Attn: Community Lending Officer

No Phone Calls or Faxes Please

Upper Manhattan Empowerment Zone

The mission of the Upper Manhattan Empowerment Zone Development Corporation (UMEZ) is to sustain the economic revitalization of all communities in Upper Manhattan through job creation, corporate alliances, strategic investments and small business investments. UMEZ facilitates economic development in the neighborhoods of Central, East and West Harlem, Washington Heights; and Inwood.
UMEZ is an independent not-for-profit corporation created in 1995 and has invested $250 million in the Upper Manhattan community, leveraging over 1.1 billion in private capital, and has funded 100 small businesses.
In 2017, UMEZ became a recognized Community Development Financial Institution (CDFI) with over $80 million in assets. UMEZ is proud to be certified by the U.S. Department of the Treasury’s CDFI Fund as a part of a national network promoting economic growth by financing businesses, creating jobs, and rebuilding neighborhoods.